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Vista Bank selects Temenos to power its digital transformation and growth across Africa


BY: Justice Godfry
- Vista Bank chooses cloud-native, cloud-agnostic Temenos Infinity and Temenos T24 Transact to provide innovative, customer-centered banking services
Vista Group, a challenger bank building itself into a world class pan-African financial institution specifically designed to meet the needs of retail and commercial customers, has partnered with Temenos, the banking software company, to power its digital transformation journey.
Vista Bank is transforming its IT systems using Temenos Infinity, a breakthrough digital front office and Temenos T24 Transact, the next generation in core banking.
As part of these products, Vista Bank also has selected the advanced Analytics and Reporting, Risk and Compliance modules as well as the Temenos Payments Hub product.
Vista Group was established following the acquisition of First International Bank (FIB) Group in 2015 by the US based investment fund, Lilium Capital.
Challenging the banking status quo, Vista Bank takes a customer-centric and innovative digital approach to meeting the needs of its clients – from members of the public to SMEs.
Vista Bank conducted a rigorous competitive evaluation of solutions to replace its legacy IT systems.
By implementing the Temenos software, the bank will be able to introduce new products and services more quickly, support its growth ambitions and continue to pursue its vision of becoming the financial institution of choice through innovative banking in its respective markets.
It will also enable the bank to offer market-leading services to its customers through enhanced digital channels whilst meeting its customers’ increasing expectations for enhanced functionality, products and services when conducting their banking transactions.
The Temenos regional model bank approach, which includes pre-configured local functionality and best practices, will enable Vista Bank to cater for specific regulatory requirements during its expansion.
Currently operating through a network of 43 branches across Sierra Leone, Guinea and The Gambia, the group’s goal is to expand its footprint into the West African Monetary Union and the Central African market, targeting a presence in 15 countries by 2025.
Vista Bank has entered into strategic partnerships with global institutions to drive its growth strategy in SME banking, leasing, women’s business banking, meso-finance loans and supply chain finance in addition to expanding its consumer banking operations.
The bank will leverage Temenos’ global expertise and 25 years of experience in providing integrated, scalable packaged software, as well as Temenos’ commitment to invest 20 percent of revenues into research and development every year, which is the highest in the industry.
Group Chairman at Vista Bank, Simon Tiemtore, said: “As a challenger bank we are investing in our technology to ensure that we provide cutting edge products and services to our customers. I am delighted that, through our partnership with Temenos which leverages their 25 years of industry expertise, we now have the most sophisticated, innovative, cloud-native banking platform.
“This will help us realize our vision of building a truly pan-African financial institution group that will add value to the African economy and promote financial inclusion. Temenos is our trusted strategic technology partner and our customers will reap the rewards of its innovative API-first, cloud-native and cloud agnostic software.”
Managing Director Africa Operations at Inlaks, Femi Adeoti, said: “As a distributor and reseller of Temenos software in West Africa for more than 20 years, it is our delight to provide best in class digital banking solutions to Vista Bank via Temenos, the global leader in banking software. Inlaks as a company thrives on providing innovative solutions that enable our customers to adapt and stand out in the ever-evolving landscape of financial technology”.
The Managing Director Middle East & Africa at Temenos, Jean-Paul Mergeai, said: “We are proud to welcome Vista Bank, an innovative and exciting challenger bank, to the Temenos family. We look forward to working as a close strategic technology partner of the bank as it realizes its goal of building a world-class pan-African financial institution group in addition to driving both economic development and financial inclusion in Africa.
“With Temenos’ market-leading, cloud-agnostic, cloud-agnostic technology the bank will be in an ideal position to meet their commitment of providing cutting-edge digital banking solutions, as well as innovative products and services, aimed at satisfying the unique needs of their customers.
“This
partnership further strengthens Temenos’ longstanding presence in West Africa
where for years our real-time and scalable banking software has been helping
financial institutions address their evolving customer demands and regulatory
requirements. We look forward to working with Vista Bank as it transforms the
services that it offers to its customers.”
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Shocking departure of Rafatu Salami: Thunderbolt on journalism
By Dimeji Kayode-Adedeji


I still find it difficult to believe sudden demise of Rafatu Salami. I first came in physical contact with her when I joined International Press Institute (IPI), Nigeria. Before then, we had never met, but only knew our names while practicing journalism
That our maiden meeting was at the 3-day conference of International Press Conference (IPI), in October 2024, held in Government Reservation Area (GRA), Ikeja axis of Lagos State and I can attest to the proactive nature of Rafat, which I admired, as she was up and doing to ensure a successful outing. That skills coupled with her accommodating nature made us to be professionally close
In similar vein, our second encounter was during a training organized for senior journalists in Nigeria by the Nestle Nigeria Plc held between September 11 to 13, 2024. Interestingly, myself and Rafat represented International Press Institute (IPI) and this also provided opportunity for two of us to be more united in journalism.
I recalled vividly that she exhibited her cerebral skills at the training session with robust contributions, and also added glamour to the programme, with her no dull moment nature, which also caught attention of all participants.


I can attest to the accommodating nature of Rafat, and it will be difficult for all other participants that we knew each other less than two years, because her accommodating nature was superb. She always relates with me as if we have known each other for decades.
The known outspoken and vibrant late female journalist is somebody I cherished because of her humility, proactive nature and hardwork among other qualities, particularly in the media industry. She doesn’t believe in failure, but always optimistic that there should be positive results for whatever project she shows interest
In October 25, 2024 she sent me a message about a proposed conference being organized by an establishment to take place in Abeokuta, and asked me to help secure venue and attend to other logistics, which I swiftly responded to, as a way to also appreciate her, because if you handover an assignment to her, Rafatu would also ensure that she provide good results
In the course of our discussions, I even encouraged her to come and join Nigerian Guild of Editors (NGE), which I am also a member, because of her competence in the media, and in response she said she would join when she attain the position of Deputy Director in her office, explaining that she was still an Assistant Director.


She expressed optimism that she would soon get her promotion which will pave way for her to join the Guild.
However, on November 3, 2024 when I didn’t hear from her about the proposed conference, I was curious to know cause of delay, but sent me a message that she had been experiencing excruciating pain on her legs and could not walk or sit, but making attempt to walk round her room.
I felt for her, and had to recommend a pain relief lotion which I sent the image to her so she can buy and start applying on the legs, I was thinking it was just a minor pain at that time. She appreciated my concern, and replied me she would source for it.
Below is first round of our WhatsApp contact chat
[09/12, 11:00 pm] Ijesakinsman: Uv done ur conference in Abeokuta?
[09/12, 11:01 pm] Rafatu IPI: No. I’ve been incapacitated for 8 weeks now
[09/12, 11:02 pm] Ijesakinsman: What went wrong
[09/12, 11:02 pm] Rafatu IPI: Had excruciating pain on my right leg, could not walk or sit
[09/12, 11:03 pm] Rafatu IPI: But I have begun walking around my room now
[09/12, 11:03 pm] Rafatu IPI: At least I go to toilet without support
[09/12, 11:05 pm] Ijesakinsman: God perfect ur healing
[09/12, 11:05 pm] Rafatu IPI: Amen
But I became shock on December 12, 2024 when I her saw on wheel chair during the conference of International Press Institute (IPI) held in Abuja. Honestly, I was dazed with that picture posted on the Institute membership platform.
I could not resist to keep mute over the development and had to send text to her later in the evening of the event, telling her that I never, knew the medical situation was so heartbreaking, and in response said she cried for hours before she could accept to use the wheel chair to attend the event
This worrisome development motivated me for regular and daily contact with her both on chat and video calls, to know how she’s fairing everyday. This our regular conversation was between December 9 to 17, 2024, as produced below, not until early morning of Friday, just about 48 hours of our chat and video discussions with her, I got the sad news.
Yet I still didn’t believe, because I still spoke with her few days. My curiosity made me to put a call across to her phone at about 7am, that was when it dawned on me, when receiver of the phone call who identified himself as a brother-in-law confirmed the bad news which shattered the day for me and the journalism family.
One thing that is clear is that we cannot query God, who knows everything. Rafat has done her bit, came and gone, but her good work, particularly in the media industry will forever remain a reference point in the nobble profession. No doubt, her sudden exit will be felt in the journalism world, which was her love profession. God rest her soul.


As I earlier stated above, second version of our conversation between December 9 till Tuesday December 17 before her final exit from this sinful world is produced below
[12/12, 1:32 pm] Ijesakinsman: I never knew is that serious that ur on wheel chair
[12/12, 1:35 pm] Rafatu IPI: Yeah
[12/12, 10:23 pm] Ijesakinsman: God will perfect the healing
[12/12, 10:50 pm] Rafatu IPI: Amen
[12/12, 11:02 pm] Ijesakinsman: Honestly, I was shocked when I saw it.
[12/12, 11:03 pm] Rafatu IPI: I cried for a whole day before agreeing to use it
[12/12, 11:06 pm] Ijesakinsman: U don’t need to cry, just be optimistic. I can understand cos I know how proactive ur, and to be confine on wheel chair can be difficult experience. I know God will heal you
[14/12, 11:53 pm] Rafatu IPI: Getting better by the day
[14/12, 11:54 pm] Ijesakinsman: I already have you in my prayer point
[14/12, 11:54 pm] Rafatu IPI: Amen and amen
[14/12, 11:56 pm] Ijesakinsman: Honestly, I was shocked when I saw that ur pix at conference. But am optimistic that you will get over it
[14/12, 11:56 pm] Rafatu IPI: By the special grace of God, the worst is already behind us
[14/12, 11:57 pm] Ijesakinsman: God grace
[15/12, 7:20 pm] Ijesakinsman: God grace and very soon you will rise up to your feet and be more agile and proactive
[15/12, 7:30 pm] Rafatu IPI: Amen and amen
[16/12, 11:49 pm] Ijesakinsman: How are u fairing now
[16/12, 11:49 pm] Rafatu IPI: Much better. Thank you sir
[16/12, 11:50 pm] Ijesakinsman: You will walk on ur own
[17/12, 1:11 am] Rafatu IPI: Amen
Dimeji Kayode-Adedeji is founder Penpushing Media and member International Press Institute(IPI). He wrote this piece from Abeokuta, Ogun State, Headquarters of the Penpushing Media
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FG Pledges Enhanced Security for Southeast Region
… Adequate security is vital for business prosperity – Badaru


The Honourable Minister of Defence, H.E. Mohammed Badaru Abubakar, has assured the people of the South-East of enhanced security measures, emphasizing that a secure environment is crucial for business growth and prosperity.
During his operational visit to Enugu in the South-East, the Minister addressed officers and personnel of the 82 Division/Joint task force south East Operation Udo ka under the General officer commanding, Major-General H.T Dada .He appreciated their performance while urging them to intensify their efforts in combating insecurity in the region. He also engaged with key stakeholders, including heads of security agencies, traditional rulers, students, and other community leaders, to discuss collaborative strategies for addressing the current security challenges. Other military platforms visited by the Minister included the Nigerian Airforce base Emene, Enugu.
“President Tinubu has directed me to engage with you all to find sustainable solutions to insecurity. Without security, there can be no peace or development,” Badaru stated. He acknowledged the entrepreneurial spirit of the South-East populace, asserting that security and peace are essential for businesses to thrive. “We seek your candid suggestions and information on how we can practically enhance security and foster lasting peace in this region,” he added.
The Minister reaffirmed President Bola Tinubu’s commitment to eradicating all forms of insecurity in the South-East . He elucidated on the progress made by the Tinubu administration over the past year in combating insecurity across the nation, particularly in these region.
“There is a renewed determination to intensify our efforts against all forms of insecurity under President Tinubu’s leadership,” he declared.
In his remarks, Major General Hassan Dada, General Officer Commanding (GOC) 82 Division/ JointTask south East Operation Udo ka, announced that the Army is implementing robust strategies to ensure a safe and secure environment for the upcoming festive season. “Through the Joint Security Task Force in the South-East, code-named ‘Operation UDO KA’, we aim to create a secure atmosphere that facilitates the usual mass return for Christmas,” he stated.
Additionally, retired Major General John Nwoga emphasized the role of social media in exacerbating insecurity, noting that the circulation of old videos depicting criminal activities contributes to fear and panic within communities. “It is imperative for our people to collectively address the negative impact of misleading information and fake news proliferated through social media,” Nwoga urged.
Furthermore, the Minister visited Imo State in continuation of his operational tour of southEast on Friday 22nd November 2024. He addressed the troops at the FOB okigwe, 211 Quick Response Group, Nigerian Airforce owerri and Naval Base Oguta in Imo State. He expressed President Bola Ahmed Tinubu GCFR message to them and that they should improve on their successes.
The Honourable Minister also paid a courtesy visit to Governor Hope Uzodimma of imo state to extend his gratitude to the Governor for all his support to the 82 Division of the Nigerian Army/ Joint Task force south East, Operation udo ka. “All the officers and men appreciates you.”
The Ministry of Defence remains committed to fostering a secure and peaceful environment conducive to business and community development in the South-East. We are determined to end insecurity in Nigeria.
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Rented Crowed, APC AKIDA Leader with Zamfara State Govt. Buses Embark on Campaign of Calumny at DSS Office
Godiya Hamza, a Media Analyst, writes from Abuja


The orchestrated campaign of calumny against the Honourable Minister of State for Defence H.E Dr Bello Muhammad Matawalle MON by a group of street orchins recruited by the leader of APC AKIDA Tijjani Ramallan is very preposterous and indecent.
This is politics too far, Ramadan has been attacking President Bola Ahmed Tinubu GCFR right from campaign days. He never supported or participated in APC activities, he has been jealous of Matawalle loyalty to our President.
Tijjani Ramallan has been sponsoring Banditry and romancing with criminals.
The leader of the APC AKIDA Tijjani Ramallan is being sponsored by the state government to attack the person of Dr Matawalle. It is expected that by now the DSS should have arrested him . He has found himself as a willing tool to be manipulated by Governor Dauda Lawal in attacking Dr Matawalle.
The earlier smear campaign embarked by zamfara state government which was stopped by a court order has forced them to shift to the use of APC AKIDA to carry out their mischief.
What zamfara people need is good governance and not wasting the state resources in trying to pull Matawalle down.
Pull him down syndrome pays no body.