GRBusiness
Stakeholders at Franchise business forum highlight why businesses should adopt Alternative Dispute Resolution
. Launches Whitepaper on ADR
BY: Justice Godfry
In view of the fact that a franchise business model can be used for a wide range of businesses, it is usually advised to involve sector/industry experts in the resolution of conflicts arising from the franchise arrangements.
Where the issue is of a technical nature, an expert is best fitted to resolve the conflict and produce a binding decision.
However, the widely accepted proposition that it is more beneficial for parties to resolve their differences by negotiated agreement rather than contentious proceedings is one of the underlying principles for the adoption of Alternative Dispute Resolution (ADR) mechanisms.
These are suggested in a Whitepaper presented at a one-day ADR Awareness and Education for Businesses organised by Nigeria Association of Franchise Business Members (NAFMB) at Lagos Chamber of Commerce and Industries (LCCI), Victoria Island on Friday, May 17, 2019.
Speaking on the Whitepaper, the Partner, Jackson Etti & Edu and keynote speaker, Mr. Asamah Kadiri, advised current and budding business owners to elicit the services of professionals to regularise their entities and contracts, especially in franchise business sphere.
According to him, the ongoing relationship between the franchisor and franchisee gives rise to dispute on the basis of shared interest thus; there is need for conflict management.
To manage the conflict, Mr. Kadiri said, “ADR offer several advantages for the resolution of franchising disputes”, adding that “The experiences of parties using the ADR processes have revealed the fact that parties tend to arrive at settlements that are more creative, satisfactory and lasting than those imposed by the court”.
To the Senior Advisor, Trade Policy and Business Enabling Environment, Nigeria Competitive Project (NICOP) SEDIN-GIZ, Mr. Omoware Akinropo, passion for business is one thing, but what is most important is to have the knowledge of the kind of business one is venturing into.
“You need to understand the basics of entrepreneurship. Mistake some people make is to say ‘I inherited this business from my father or mother. Therefore, entrepreneurship runs in our family’. Knowledge doesn’t run that way; the technicalities of business have to be learnt. And that is why fora like this are very important to appreciate different means to handle conflicts and resolve them”.
The Association President, Mr. Chiagozie Nwizu, reiterated the rationale for the Forum thus, “NAFBM is the same thing that obtains in other countries like the United States (Int’l Franchise Association), UK (British Franchise Association) and South Africa (Franchise Association of South Africa); these organizations play critical role in helping to educate, create the right standard, provide member-support and become like the go-to place for anyone that is interested in the industry.
“That is what we have started doing. In November last year when the Association was launched, it took up a responsibility that Nigeria should have proper Franchise Law. The Association is educating Nigerians on some policies or guidelines.
“So, the Alternative Dispute Resolution (ADR) forum was organised to create awareness and educate businesses and also a presentation of a whitepaper on the subject matter. So, business owners, especially in the franchise sector are taught how to integrate ADR in resolving disputes with the intent of fostering continued collaboration as against going to court where many cases are protracted.
Also speaking, the Managing Director, Lagos Chamber of Commerce Internationial Arbitration Centre (LACIAC), Mrs. Funmi Iyayi, said that through the platform provided by NAFBM, businesses are better educated on how to properly contract and what ADR is all about.
“Generally, lawyers are the ones that advice the client when it comes to resolving disputes, but we want business owners to also appreciate what their options are in dispute resolutions outside the court.
“We noted the different dispute resolution processes that do not necessarily require the lawyer to initiate. The parties involved can decide to resolve amicably”, she said.
Mrs. Iyayi further said that LACIAC through her annually free mediation period offer free services to SMEs seeking to resolve conflicts with business partners.
“It is not just for LCCI members but for every business owner that needs such assistance. But if you register with LCCI you will have access to LACIAC services. We have a scale of fees for SMEs which in our opinion is affordable.
“So, entrepreneurs can approach us, and we enlist and contact them during mediation periods. We want business owners to know that conflict is not separate from business, you just need to manage it as you manage your business. That is why people contract, dispute is not ‘foreign’ to business”, she said.
NAFBM was set up be the support center for franchise business operators and service providers in Nigeria, with the goal to continuously improve value and opportunities for franchise stakeholders in Nigeria.
L-r: President, Nigeria Association of Franchise Business Members, Chiagozie Nwizu (left); Chief Executive, Lagos Chamber of Commerce International Arbitration Center LACIAC, Funmi Iyayi; Parner, Jackson Etti and Edu, Asamah Kadiri, and Senior Advisor, Trade Policy and Business Enabling Environment, Nigeria Competitive Project, Omoware Akinropo at the awareness and education for businesses on alternative dispute resolution (ARD), workshop in Lagos on 17/5/2019
Transport
Enugu Air, CNG Buses, Transport Terminals Take off in May
… Govt set to develop tourist sites, reports SANDRA ANI
… Work starts on Nnamdi Azikiwe Stadium, Awgu Games Village in earnest
The Enugu Air, CNG Mass Transit Programme, and the ultramodern transport terminals all built from scratch by the Governor Peter Administration are to be launched for operation before the second anniversary of the government.
The government has also approved the development of the state’s tourism industry, while total transformation of the Nnamdi Azikiwe Stadium and Awgu Games Village will start in June to get them ready for the National Sports Festival to be hosted by the state in 2026.
These were made known by the Commissioner for Transportation, Dr. Obi Ozor; Commissioner for Culture and Tourism, Dame Ugochi Madueke; Commissioner for Works and Infrastructure, Engr. Gerald Otiji; and Commissioner for Youth and Sports Development, Barr. Lloyd Ekweremadu after the State Executive Council meeting at the Government House, Enugu, at the weekend.
Briefing Government House Correspondents, Ozor said, “We are starting off with the initial three aircraft and two of the aircraft are already on ground. The third one will be on ground by the end of this month. We are hoping to start the commercial operations before the second year anniversary of this administration.
“You have also seen buses for the mass transit programme across the state. 50 of them are already parked at Okpara Square, and an additional 50 will be joining that fleet in the next few weeks. The 100 of them will be going into commercial operations before the end of this month, which is the second year anniversary.
“Also, the bus terminals, two at Holy Ghost, one each at Gariki, Abakpa and Nsukka, will also be commissioned and go into commercial operations before the 29th of May, this year.”
He added that the government planned to bring in the electric and CNG automotive manufacturing plant into Enugu as well as launch in the next 150 days the Enugu Smart Transport Programme, which would see to the injection of over 2,000 electric vehicles.
Also briefing newsmen, Dame Madueke said funds would be invested in the tourism industry in phases.
“We are going to have it in phases. For the first phase, we are having Awhum Waterfall, Nsude Pyramid where we are going to have the first canopy walkway in the South East. It measures about 600 metres, which will actually be the longest in Nigeria.
“We also have Ngwo Pine Forest where we are having the first zipline in Nigeria. The zipline will measure about 300 metres. In the same Ngwo, we will have a big rotunda and a smaller rotunda. We have the Cross of Hope to be located at Okpatu. The Cross of Hope will be sitting 580 metres above sea level and the cross itself will measure about 50 metres, making it a total of about 630 metres above sea level. The cross will have about 15 floors with a lift.
“At Awhum Waterfalls, we are going to have another canopy walkway and a boardwalk to preserve the ecosystem.
“We equally have the Akwuke/Atakkwu Waterpark and Ovu Lake Golf and Resort at Akpawfu,” she stated.
She explained that all the tourist sites would have experience centres, food courts and renewable energy, adding that tour buses would soon arrive to ensure ease of movement of tourists.
Ahead of the 23rd edition of the National Sports Festival, Enugu 2026, Barr. Ekweremadu said the State Executive Council had equally directed the commencement of work both at the Nnamdi Azikiwe Stadium and Awgu Games Village not later than June.
“We also briefed the council on the progress made in establishing a Lab for Animation for young people in Enugu State, which His Excellency will be commissioning soon. The lab is ready.
“We are similarly working towards empowering over 2,100 young people across the state, who were trained around December last year. This empowerment will be coming up on the 12th of August, being the International Youth Day’” Ekweremadu concluded.
Energy
NNPC, Dangote Strengthen Strategic Partnership
Bot partners reaffirmed commitment to Healthy Competition Towards National Prosperity, reports SANDRA ANI
As part of ongoing efforts to promote mutually beneficial partnerships and foster healthy competition, the Nigerian National Petroleum Company Limited (NNPC Ltd.) and Dangote Petroleum Refinery & Petrochemicals (DPRP) have pledged to deepen collaboration aimed at ensuring Nigeria’s energy security and advancing shared prosperity for Nigerians.
This commitment was made during a courtesy visit by the President/Chief Executive of Dangote Group, Mr. Aliko Dangote, and his delegation to the Group CEO of NNPC Ltd., Mr. Bashir Bayo Ojulari, and members of the company’s Senior Management Team at the NNPC Towers, on Thursday.
During the visit, Dangote pledged to collaborate with the new NNPC Management to ensure energy security for Nigeria.
“There is no competition between us, we are not here to compete with NNPC Ltd. NNPC is part and parcel of our business and we are also part of NNPC. This is an era of co-operation between the two organizations.” Dangote added.
While congratulating the GCEO and the Senior Management Team on their “well-deserved appointments,” Dangote acknowledged the enormity of the responsibility ahead, noting that the GCEO is shouldering a monumental task, which he expressed confidence that, with the capable hands at his disposal in NNPC, the task is surmountable.
In his remarks, the GCEO, Mr. Bashir Bayo Ojulari assured Dangote of a mutually beneficial partnership anchored on healthy competition and productive collaboration.
Ojulari highlighted the exceptional caliber of talent he met in NNPC Ltd., describing the workforce as a dedicated, highly skilled and hardworking professionals who are consistently keen on delivering value for Nigeria.
Expressing the company’s readiness to build a legacy of national prosperity through innovation and shared purpose, Ojulari said NNPC will sustain its collaboration with the Dangote Group especially where there is commercial advantage for Nigeria.
Both executives also committed to being the relationship managers for their respective organisations through sustained productive collaboration and healthy competition, thereby envisioning limitless opportunities for both organizations.
Improved efforts at collaboration among financial service providers, telecommunication operators, and tech Startups, with conscious effort geared at consumer awareness, have been proffered as key remedies to the challenge of financial inclusion in the country.
This is the viewpoint of stakeholders that gathered for the second edition of Payment Forum Nigeria (PAFON 2.0) held recently in Lagos.
Delivering a keynote address on the theme, “Bridging the Customer Experience Gap for Financial Inclusion Using AI”, Ebehijie Momoh (Mrs.), the managing director and chief executive officer of AfriGoPay Financial Services Limited, said that with 64% of Nigerian adults being financial included the country has made immense progress in that regards.
She said that between 2012 till date, the country has recorded robust regulatory reforms, especially the launch of the Bank Verification Number (BVN) in 2014 making it easier to identify and track customers across different banks.
“This initiative enhanced the credibility of the financial sector and increased confidence in formal banking systems.
The growth in adoption of smartphones has also helped the financial sector to leapfrog financial inclusion. Nigeria has 142.16 mobile internet subscriptions with an average consumption of ~7.04GB / month as of January 2025. If you juxtapose it to the 15.9% decline in shipments of feature phones to 18.8 million units in Africa as at Q1 2024, you will understand that the uptake in smartphones has helped us a great deal.
Mrs. Momoh who spoke through Mr. Munachi Duru, the head of Innovation and Strategic Partnership at AfriGoPay, said the adoption of artificial intelligence banking gave birth to solutions like smile identity, a leading KYC verification provider launches facial recognition capabilities in Nigeria as neobanks and commercial banks are deploying AI-based KYC verification tools, enabling cheaper and efficient customer acquisition and servicing.
In her goodwill message, Mrs. Uche Uzoebo, MD/CEO, Shared Agent Network Expansion Facilities Limited (SANEF) Limited said that with progress made in accelerating financial inclusion to unbanked and underbanked communities in Nigeria, SANEF has leveraged Artificial Intelligence (AI) as the next step to advancement in financial services in the country.
She noted that as technology evolves rapidly within the financial ecosystem, Financial Inclusion must continue to be at the center of the nation’s progress.
According to her, agent banking has been a game-changer in expanding financial inclusion across Nigeria. “By deploying agents in underserved areas, we have brought financial services and banking products such as account opening, cash in, cash out, bill payment, transfers and other services closer to the unbanked and underserved.”
Speaking during a panel session, Mr. Ibirogba Oluwagunwa, chairman, Lagos State Chapter of the Association of Mobile Money & Bank Agents in Nigeria (AMMBAN), spoke of lack of collaboration and slow institutional drive towards AI as key barriers hindering digital inclusion.
He harped on the need for information sharing among fintech operators, and improved free flow of information to consumers. “The human barrier angle needs to be addressed. Fintechs need to be pushed to move forward, AI cannot operate itself.”
In his contribution, Mr. Chika Nwosu, managing director of PalmPay, reiterated the need to reach the consumers with simple format communication and education style.
He said operators should create awareness and design consumer-centric approach in developing any products. This will not only draw the consumers towards the product, but also generate trust and ease the use of such products.
Focusing on the use of AI to ensure reach, inclusion and security, Azure Application and AI Specialist at Microsoft UK, Olusoji Solomon Adeyemo, spoke on the need for AI and Blockchain in the bid to extend services to rural communities and the unbanked.
According to him, “AI, Blockchain and CBDs are shaping the future of payment, and there is a serious need for education. We need to align with global trends in new tech adoption.”
While noting that AI can ensure reach, Adeyomo said blockchain will also create digital identity that is exclusive and will promote digital financial inclusion.
In her position, Oluwabunmi Ogunyemi, the customer support lead at Moniepoint MFB, proffered physical and digital meet with customers, even in rural areas, as a viable means of inclusivity.
Also speaking, Olusegun Afolabi, the co-founder of Face Technologies UK Ltd., called for improved collaborations among stakeholders in the financial sector.
According to him, the fintech companies must also embrace effective identification solutions, focusing on biometrics and card technologies to ensure topnotch security for users.
Earlier in his opening remarks, Mr. Peter Oluka, co-Convener of the Forum, noted that the financial inclusion journey in the country has come to a crucial juncture where over 30 million adults are still financially excluded, many of whom reside in rural areas or belong to vulnerable demographics.
He noted that despite 12% growth in access to formal financial services between 2020 and 2023, as recorded by the EFInA Access to Financial Services Survey 2023, challenges still exist that hinders the unlocking of the potentials of digital payments to drive inclusive growth in Nigeria.
He further posited: “As digital infrastructure grows and fintech innovation accelerates, we must channel these advancements toward building a more inclusive, secure, and trusted financial ecosystem. This is not just about transactions — it’s about empowerment, opportunity, and economic participation for all.
Nodding in agreement, Mr. Chike Onwuegbuchi, co-Convener, PAFON, reiterated the need for all stakeholders in the financial payment industry, including regulators, to participate in forums as PAFON, to map out, growth strategies with consumers and other strata of the ecosystem.
He promised to invite security stakeholders, such as the EFCC and others in subsequent editions of the event. This will help give insight into security concerns in deployment of products and services in rural and unbanked communities.
Payments Forum Nigeria (PAFON) is a platform dedicated to shaping the future of digital payments and financial services in our country.
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