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Unlocking Digital Inclusion: S.Mobile and MTN Nigeria Partner for MoMo PSB and Data Bundles, Airtime

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S.Mobile, MTN Nigeria and MoMo

In a move that promises to revolutionize access to digital services and financial inclusion for millions of Nigerians, S.Mobile has joined forces with MTN Nigeria.

This strategic partnership focuses on the distribution of MTN’s MoMo Payment Service Bank (PSB) and data bundles, offering a seamless gateway to financial services and connectivity.

The collaboration brings together two industry leaders with unique strengths. MTN Nigeria, the country’s largest telecom provider, boasts an extensive network and deep understanding of the Nigerian market. S.Mobile, known for its innovative digital solutions and commitment to financial inclusion, enhances the digital landscape with its user-friendly platforms. Together, they are poised to deliver unparalleled services to everyone, from individuals to businesses.

Boosting Financial Inclusion with MoMo PSB

A key aspect of this partnership is the promotion of MTN’s MoMo PSB, a groundbreaking initiative aimed at extending financial services to the unbanked and underbanked. By leveraging MTN’s vast network, MoMo PSB empowers users to access banking services, make transfers, settle bills, and save money directly from their mobile devices, eliminating the need for traditional bank accounts.

S.Mobile plays a crucial role by facilitating MoMo PSB adoption through its digital platforms and partner network. Integrating MoMo PSB simplifies participation in the formal financial system, especially for Nigerians in remote or underserved areas.  This move is expected to significantly boost financial inclusion across the country, enabling more people to manage their finances efficiently and securely.

Revolutionizing Data Bundle Distribution

Beyond MoMo PSB, the partnership focuses on distributing MTN data bundles through S.Mobile’s platforms. With internet usage skyrocketing in Nigeria, the demand for reliable and affordable data is paramount. This collaboration seeks to meet that demand by providing consumers with easy access to data bundles, ensuring uninterrupted connectivity for work, learning, and entertainment.

S.Mobile’s user-friendly interface allows customers to purchase data bundles directly, with real-time updates and instant delivery. This convenience is invaluable for businesses and individuals who rely on a steady internet connection. Integrating MTN’s data services enhances the digital experience for S.Mobile’s customers while driving data usage throughout the country.

A Win-Win Collaboration

This partnership benefits both companies and, more importantly, the millions of Nigerians who stand to gain from enhanced services. For MTN Nigeria, collaborating with S.Mobile represents an opportunity to further expand their reach and deepen their impact in the Nigerian market. S.Mobile’s distribution network and digital expertise  ensure wider accessibility of MTN’s services.

For S.Mobile, partnering with MTN strengthens its position as a key player in the Nigerian digital economy. Offering MoMo PSB and MTN data bundles attracts new customers, enhances service offerings, and fosters greater engagement on their platform. This also aligns with S.Mobile’s mission to empower Nigerians with the tools and services they need to thrive in a digital world.

Looking Ahead

As the S.Mobile and MTN Nigeria partnership takes off, both companies are optimistic about the future. They are committed to continuous innovation and improvement of services to meet evolving customer needs. This collaboration goes beyond business; it’s about empowering millions of Nigerians with the financial and digital tools they need to succeed.

The combined strengths of S.Mobile and MTN Nigeria set a new standard for service delivery, ensuring more Nigerians can access the financial services and connectivity they need. The CEO, Adonu Kingsley Ifeanyi, assures that they will continue to work together, and the impact of this partnership will be felt across the country, driving growth, innovation, and inclusion in the digital age.

GrassRoots.ng is on a critical mission; to objectively and honestly represent the voice of ‘grassrooters’ in International, Federal, State and Local Government fora; heralding the achievements of political and other leaders and investors alike, without discrimination. This daily, digital news publication platform serves as the leading source of up-to-date information on how people and events reflect on the global community. The pragmatic articles reflect on the life of the community people, covering news/current affairs, business, technology, culture and fashion, entertainment, sports, State, National and International issues that directly impact the locals.

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Tips to Stay Secure during Black Friday & Cyber Monday

Sophos Special edition

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Sophos Cyber Monday

With Black Friday and Cyber Monday around the corner, we’re entering a high-risk period for cybersecurity.

A recent Sophos report highlights that malicious emails were the second most common root cause of ransomware attacks in critical sectors, responsible for 25% of cases.
During peak shopping days, this threat intensifies.

Here’s what happens: with the surge in online deals, more employees may be shopping from their work computers, feeling that Cyber Monday is a legitimate time to do so.

This increases the risk of them clicking more freely and potentially exposing the organization to malicious links or phishing attacks.
 
To keep your organization safe, encourage your team to follow these simple tips:
• Use an ad blocker – Advertisements are not only tracking your every movement and collecting enough information on your habits to make the FBI blush, but they are also a major source of malicious links and deceptive content on the internet. Not only is your browsing safer, but also faster and uses less bandwidth. Two of our favorites are uBlock Origin and Ghostery.
• Use private browsing or incognito mode – To prevent your shopping habits and interests from following you around from site to site (and potentially revealing what gifts you might be purchasing to others using your device, bonus!), you should enable private browsing (Firefox) or incognito mode (Chrome). This will block tracking cookies and help the internet forget your travels as the waves wash away your footprints in the sand.
• Make your browser “privacy smart” – The Electronic Frontier Foundation (EFF) provides a browser extension called Privacy Badger designed to automatically make all the right choices around browsing whilst maintaining our privacy and blocking invisible trackers.
• Avoid using one account on multiple services – When logging into an e-commerce site it is often tempting to use the “Sign in with Facebook” or “Sign in with Google” button. While it takes a few more minutes to create a new login, it will provide more privacy as you are not sharing all of the sites you shop at with these tech giants.
• Use guest login when available – In addition to letting you use an account from other websites, many have an option to use a guest login rather than creating a new account. This is a great option if you don’t expect to need technical support or to do business on a recurring basis. Fewer passwords, fewer personal details, fewer problems if they get hacked.
• Don’t save card details – Many e-commerce sites will default to storing your credit card information in your profile for your “convenience” (or their hope you’ll shop there again). They can’t lose what they don’t have, so tell them not to store your credit card unless it is absolutely necessary.
• Use temporary card numbers – Many financial institutions now offer temporary or one-time use credit card numbers. You can open the app on your phone or in your browser and get a single-use disposable credit card number preventing card fraud and tracking when merchants share card processors. Sometimes you’re even able to specify a card limit per temporary number to further protect your account.
• Use credit, not debit – All of us need to be wary of overspending during the holidays, but it is best to leave the debit card at home. Credit cards offer significantly more protection against online fraud, and you are in the power position in a dispute. You can simply not pay your bill while disputing the charge, rather than having criminals directly drain your bank account of your hard-earned cash.
• Beware of direct messages via social media/chat apps – With modern generative AI technology it is almost trivial to create an entire fake online store and lure people to share their personal information and payment data with you. It’s safest to shop at established sites or those personally recommended to you by friends and family. Many unsolicited messages lead to data collection or theft.
• Don’t click deals in email that look too good to be true or are from businesses you don’t have accounts from – these could be phishing emails hoping to bait you into clicking links to bogus, malicious web sites.
 
This season, small steps can make a big difference in protecting against cyber threats.

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It’s Cybersecurity Awareness Month and Sophos has Some Tips for You!

In the mood of Cybersecurity Awareness Month, Christopher Budd, Director Sophos X-Ops, has compiled some tips for staying secure online.

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Christopher Budd - Sophos
Christopher Budd - Sophos
Sophos Cybersecurity Awareness Month
Sophos Cybersecurity Awareness Month

Cybersecurity Pro Tips:

  • Face Scans and Fingerprints are Safer Than Passcodes: Use features like Face ID or fingerprint scans for your devices as much as possible. These are safer than passcodes and devices have good built-in protections for this sensitive information.
  • Use Multi-Factor Authentication: Use multi-factor authentication (MFA) whenever possible. This gives an important extra layer of security that makes it harder for cybercriminals to access your accounts. If you can’t use something more secure like secure authenticator applications or physical hardware security keys, use your phone number — it’s safer than using nothing. If you use MFA for only one thing, use it for your email: that’s what attackers want the most.
  • Think Before You Share Publicly: Think twice before sharing any information publicly –cybercriminals can use it to access your accounts or to convince someone that they’re you.
    • Think about those cute surveys on Facebook with questions about your first car, city you were born in: these are the same kinds of info cybercriminals can use to pretend they’re you and log into and take over your accounts.
  • You Don’t Always Need (to keep)  the App: Don’t feel pressured to download an app every time: you can often use the service’s website just as well. Apps collect much more data than websites, including your location, your contact list and other info you might not want to share.If you do download an app, think about deleting it when you’re done using it: you can always reinstall it next time you need it.
  • Apps from app stores and websites that aren’t the official big names ones like Google Play, Apple’s App Store, Samsung’s Galaxy Store can be very risky. The official stores have security and privacy standards that can identify malicious activity. Always stick to official sources for downloading apps or, if they’re not on the official app stores, download the app from the developer’s official website or use the app’s web version.
  • Be On Your Guard for Unexpected Emails and Text Messages: Phishing continues to be one of the most effective tactics cybercriminals use to compromise consumers. If you get an unexpected email or text message, ignore it or at least don’t interact with it (don’t open attachments, don’t click on links). If you think it might be legitimate, reach out directly to who you think sent it and check with them.
  • Question Urgency in Emails and Calls: Cybercriminals use urgency to get you to let your guard down and make bad decisions. If someone contacts you saying they’re from a trusted organization like the IRS, police or your bank and need you to take action quickly or something bad will happen, stop and question it. Go to the trusted source like the number on the back of your credit card to independently validate the request.
  • Practice Good Password Security: Every account should have its own unique complex password. A strong password is at least 12 characters long with a mix of numbers, upper- and lower-case letters, and punctuation characters. Passwords should not be based on any personal information, and the best ones use a phrase rather than single words. If these passwords are too tough to juggle, try a password manager to stay organized.
  • Keep Everything Updated and Run Security Tools. Make sure all your apps and devices are always fully updated. Be sure to have some sort of security software on all of your phones and computers (even if you have a Mac).
  • Get Rid of End-of-Life Devices and Software: Everything from operating systems to services to Wi-Fi routers “go stale” and must be replaced eventually. For example, it might surprise you, but your internet router is typically only supported with patches and updates for a few years after you get it. Attackers love out-of-date devices. When something is “out of support” it’s stale: get rid of it and replace it with something fresh.
  • Back Up Your Data: While ransomware groups are mostly after businesses that can pay higher ransoms, they still go after people at home. It’s still important to have your data backed up so that you don’t have to consider paying a ransom.

Put Your Mind at Ease Regarding These Cybersecurity Concerns

Part of staying secure requires being able to filter out the noise and prioritize the security actions that matter. Here are things notto worry about. Focus your energy on real risks, not exaggerated threats.

  • Public Wi-Fi is Safer Than You Think: Contrary to outdated advice, public Wi-Fi is generally safe due to encryption used by most websites and apps. Use it freely at airports or coffee shops, but avoid sensitive activities.
  • Beware of Fearmongering Around New Tech Features: Not every new technology is as risky as it’s made out to be. For example, Apple’s NameDrop feature is generally safe and requires specific conditions to function. However, if you’re concerned, you can easily turn it off in settings.

Stop Stressing Over Public Chargers: The risk of “juice jacking” (data theft from public chargers) is extremely low. Don’t worry about using public phone chargers — just focus on real, more prevalent threats.

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eSocialMint (eSM)) Wants to Disrupt Virtual Interactions

Reporter: Sandra Ani

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Unveiling of eSocialMint app

eSocialMint Inc., a tech startup based in Houston, is hoping to revolutionize social and professional events with its innovative new app.

Scheduled for launch in Nigeria at the end of the year, eSocialMint (eSM) offers a comprehensive platform that integrates features from popular apps like Facebook, TikTok, Zoom, WhatsApp, and Snapchat.

Designed to transform how events are conducted and experienced, eSM combines social media technology with advanced features such as virtual hologram technology.

Developed by IT architect Fisayo Olamigoke, eSM is available on both web and mobile devices. It offers a range of functionalities, including team events, social events, advertising, an eStore, and the unique “eSprayMe” feature.

This feature allows users to virtually spray money at events, replicating a popular Nigerian cultural practice while adhering to legal regulations.

Targeted at professionals, personal users, public institutions, and governmental bodies, eSM aims to save time and money by reducing the need for physical travel. With its cutting-edge technology and user-friendly interface, eSocialMint is poised to redefine the future of virtual interactions.

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